Ok what is mainly causing our financial problems is the system of credit cards, and people loaning money on things such as cars, tvs, even houses, taking out loans using credit on their names thinking the bank has limitless money who cares if i cant pay it back, the problem is 50,000 plus other people are thinking the same thing that you are they think victim less crime right, only if your alright with yourself and your economy being the victim in the long run. thats the issue the fact one can go into debt so far that they Could not even live long enough to pay it back.
C.M.